Muktinath Bikas Bank Parbatipur

Muktinath Bikas Bank Limited (MNBBL) was established on 19th Paush 2063 B.S. (i.e. 3rd January 2007 A.D.), The Bank is licensed by the Central Bank of Nepal to operate as a “B” Class National Level financial institution with its Central Office at Kamaladi, Kathmandu, Nepal.Today, Muktinath Bikas Bank is known as the leading Development Bank of Nepal with a history of its own.

The citizens of Syangja District (a hilly district with tough geographical terrain) were starved for financial needs and the local people were undoubtedly had to travel to Pokhara (the only nearby metro, with approximately 38 Kilometer mountainous road linkage) for petty transaction such as withdrawal of mere NPR 5,000/- (approximately $50). The cost of travelling and other involved security risk, hectic involvements and more costs thereon. Then, the need for an immediate solution to these problems was felt and a seed for the same was cultivated. The like-minded group of innovative local intellectuals from various sectors joined hands together to establish a local private sector Bank to resolve the issues being dealt by people of Syangja District.

Likewise, on January 3, 2007, (We) the proposed Bank got license from the Central Bank of Nepal (i.e. Nepal Rastra Bank) to operate Banking Business initially in three districts namely Syangja, Kaski and Tanahun of then Western Development Region (currently Gandaki Province) as a “B” class financial institution.

Since inception, the Bank has been adopting the deep rooted values of financial inclusion of the community and core principle of “Janata Bank ma Hoina, Bank Janata ma Janu Pardachha.” i.e. “People should not come to the Bank; Banks should go to the doors of people”. The Bank prioritized opening branches in the rural areas where in the absence of any financial institution, people were in dire need for Banking services. The customer friendly products, services and door-to-door facility are the major factor for the Bank’s popularity and success among the local people of the area. Within one and half years of operations in the month of April 2009, the Bank started a Microfinance Program in its host of services with starting a dedicated department at central office and branches to serve low income but high potential people with high productivity. The Bank was the first “B” class Bank with 3 pillars strategy of Modern Banking, Rural Banking & Micro Banking for serving low-income people with dedicated departments for the same. 

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